How to Transfer Two-Wheeler Ownership & Its Insurance
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How to Transfer Two-Wheeler Ownership & Its Insurance

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If you are in the market for buying a pre-owned two-wheeler, then you must remember the most important thing – transferring the two-wheeler’s ownership and two-wheeler insurance to your name and credentials. This is one of the most crucial and fundamental steps for buying a second-hand used motorcycle.

There are two separate legalities. One is transferring two-wheeler ownership, and the second is transferring the two-wheeler insurance policy. Let’s learn more about both – transferring the ownership of the motorcycle and the insurance. Also, let’s understand all the documentation involved in the procedure.

Let’s learn the process of transferring the ownership of a two-wheeler:

The ownership transfer of a motorcycle is done in under two circumstances- upon the death of the owner, this would be a normal sale or via public auction. RTO conducts and facilitates the motorcycle ownership transfer once the necessary documents are submitted successfully. Follow this below-mentioned procedure to make your two-wheeler transfer hassle-free.

Offline Mode:

You can draft an application to the RTO mentioning your desire to transfer the two-wheeler ownership. If the original owner of the vehicle is dead, then the original owner’s legal heir needs to apply. You must also tell the bike’s insurance provider.

If the person who is interested in the bike is from a different state than the seller, then a NOC certificate is necessary. You must submit it to the RTO office. The seller and buyer of the two-wheeler vehicle must visit RTO with all the below mandatory documents. Here’s a list of documents:

Insurance certificate

  • PUC certificate
  • Passport-sized photos
  • Original Registration certificate
  • PAN cards (both the parties involved)
  • Address proof documents (Electricity bill, Telephone bill, Passport, Ration card, Aadhaar card)
  • Forms 28, 29, 30, 31, 32, 35.
  • Pay the specified amount as application fees at the RTO office.

Online Mode:

  • If you intend to proceed with the online mode for transferring the ownership of your two-wheeler motorcycle, then visit https://parivahan.gov.in/parivahan/
  • Go to “online services” and click “vehicle-related services.”
  • Select “the other states” and enter your registration number.
  • Click on “Miscellaneous” and put in your contact number in order to generate your one-time password.
  • Once you put in your correct one-time password. You can proceed with details and application selection. Click on the transfer of ownership and add all the correct details.
  • Once everything is done, make the payment. Now, both buyer and the seller of the motorcycle must sign Forms 29 & 30. Now that is done, submit all the documents to the RTO office.

Procedure to transfer two-wheeler insurance ownership

Follow these simple steps to transfer the insurance policy ownership of your motorcycle.

You will have to go to the RTO office where the bike was first registered. Then you must request them to transfer your bike insurance.

Here is the list of documents you need to submit to the RTO office:

  • Registration Certificate
  • Form 29 & 30
  • Documents pertaining to your insurance. It can be two wheeler insurance third party as well
  • Emission test papers & other papers as asked by the RTO

You will have to submit all the documents to the directorate of the RTO.

Once the RTO is done verifying the documents that you have submitted, your two-wheeler insurance ownership will be transferred successfully!

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